Last Modified Date: March 20, 2025

Participation in Competitions and Third-Party Services

By engaging in competitions and using services provided by third-party developers through our platform, you acknowledge that LuxPay is not the direct provider of these competitions or services.

Account Registration and Acceptance of Terms

When you register for an account ("Account"), use the services in any form, click "I ACCEPT" below, download any application, or register for and participate in any competition, you confirm that:

(A) You have carefully read these Terms and Conditions of Service ("Terms"), along with all obligations and rules applicable to each competition you enter ("Rules"). Collectively, the Terms, any incorporated policy terms, and the Rules are referred to as the "Terms";

(B) You agree to be bound by these Terms;

(C) You are authorized and have the legal capacity to accept these Terms.

1. General Rules

a. License Grant

Subject to your agreement and continued compliance with these Terms, we grant you a personal, non-exclusive, non-transferable, non-sub-licensable, revocable, and limited license to access and use the Platform and its Content via a supported web browser or mobile device, solely for your personal entertainment and no other purpose.

b. Avatar License

We also grant you a similar license to use avatars available on the Platform for personal use.

c. Right to Amend Terms

We reserve the right to amend, change, modify, or revise the Terms at any time. For material changes, we will post a notice on our website ("Website"). You may check the "Updated" label above to view the last revision date. Continuing to participate in competitions and/or use our Software or Services constitutes your acceptance of any new or modified Terms. It is your responsibility to review the Terms regularly for changes.

d. Restriction on Modifying Terms

You may not modify the Terms unless you and we enter into a written agreement. For purposes of these Terms, "writing" does not include emails or electronic/facsimile signatures.

e. Eligibility Requirements

To register an account, participate in competitions, receive services, or download software, you must:

(a) Be a natural person at least 18 years old and the lawful owner of the email address used for registration;

(b) Have the legal capacity to enter into a contract with us;

(c) Be physically located in a jurisdiction where participation in the selected competition is legally permitted;

(d) Comply with these Terms at all times.

If you fail to meet any of these requirements at any time, we may, on behalf of our developer partners, suspend or close your account with or without prior notice.

2. Participation Requirements

a. Age Eligibility

You must be at least 18 years old, or meet the higher minimum legal age of majority in your place of residence, and be legally permitted to participate in games on the Platform under relevant laws.

b. Compliance with Gaming Laws

You acknowledge that your participation in competitions is governed by various rules, regulations, and laws regarding sweepstakes, contests, and tournaments with entry fees and/or prizes ("Gaming Laws"), which vary by U.S. state, country, territory, or jurisdiction. As such, the Software prohibits Cash Competitions for users located in any state where such competitions violate local Gaming Laws ("Prohibited Jurisdiction"). If you are in a Prohibited Jurisdiction, you may not participate in Cash Competitions.

c. List of Prohibited Jurisdictions

As of the "Updated" date above, Prohibited Jurisdictions in the United States include Delaware, Louisiana, Maryland, Montana, Tennessee, Indiana, Maine, and Texas. It is your responsibility to determine if your location is a Prohibited Jurisdiction. We, together with our developer partners, reserve the right (but are not obligated) to monitor your access location and may block access from Prohibited Jurisdictions. Each time you log in to participate in a Cash Competition, you must accurately confirm your playing location.

d. Personal Use Restriction

You participate in games strictly in your personal capacity for recreational and entertainment purposes only.

e. Individual Participation

You must participate on your own behalf, not on behalf of any other person.

f. Accuracy of Information

All information you provide to us during the term of these Terms must be true, complete, and accurate. You must notify us immediately of any changes to this information.

g. Prohibited Conduct

You may not engage in any fraudulent, collusive, match-fixing, or other illegal activities related to your or third parties' game participation. Use of software-assisted methods (e.g., automated bots) or hardware devices to participate in games is prohibited. We reserve the right to invalidate any participation involving such conduct.

h. Prohibition on Trading

You may not sell, trade for value, attempt to sell or trade for value, or accept as a sale or trade for value any merchandise provided by us.

3. User Account Management

a. Single Account Policy

You are allowed only one Customer Account on the Platform, including any inactive accounts. If you attempt to open more than one account, all accounts you have opened or attempted to open may be suspended or closed.

b. Notification of Multiple Accounts

If you become aware that you have more than one registered Customer Account (active or inactive) on any Platform, you must notify us immediately. Do not create a new account to change your email, address, or surname.

c. Account Security Responsibility

It is your sole responsibility to keep your Customer Account login details and payment methods secure and accessible only to you. You are fully liable for any unauthorized use of your account and any activities associated with it, including those by minors (which are strictly prohibited).

d. Account Sharing Prohibition

Do not share your Customer Account or password with others, and do not allow anyone else to access or use your account. Any action that may compromise your account's security is prohibited.

e. Security Breach Notification

If you become aware or suspect that your Customer Account's security has been compromised (e.g., password loss, theft, or unauthorized disclosure), you must notify us immediately.

f. Password Confidentiality

You are responsible for maintaining the confidentiality of your password and accountable for all uses of your Customer Account.

g. Account Activity Liability

You are responsible for all activity through your Customer Account, regardless of whether you performed the actions. You acknowledge that your account may be terminated if used by others to violate these Terms or engage in illegal activities.

h. Third-Party Abuse Disclaimer

We are not responsible for any third-party abuse or misuse of your Customer Account resulting from your disclosure of login details, whether intentional, accidental, active, or passive.

i. Inactive Account Closure

We reserve the right to close your Customer Account if it is deemed inactive.

j. Dormant Account Policy

If there have been no transactions on your Customer Account for 30 consecutive months, we will remit the redeemed value of prizes in your account to you as required by applicable law.

4. Winnings, Account Funds, and Payments

a. Fees

Fees and payment details for services related to competition participation ("Fees") and billing procedures are outlined in the billing application. By allowing Fees to be charged to your account, you agree to pay them. All Fees are in U.S. Dollars, prepaid, and non-refundable. You are liable for all charges, deposits, and withdrawals under your account, including unauthorized ones. Service prices may change, but such changes will not affect past purchases.

b. Billing Procedures

As an agent for our developer partners, we may change Fees and billing procedures by updating the billing application, with or without notice to you. By providing a payment method, you represent that you are authorized to use it and that the payment information is true and accurate. You authorize us to charge you for services and paid features. We may bill you in advance, at the time of purchase, or shortly after, at our discretion. If you notice a billing error, you must inform us within 120 days for investigation. After 120 days, we and our developer partners are not liable for related losses and need not correct or refund the error. If we identify a billing error, we will correct it within 90 days. You are responsible for all reasonable costs we incur to collect past-due amounts, including attorneys' fees.

c. Cash Deposits

If you participate in a competition without depositing U.S. Dollars for that competition, you are a "Non-Cash Player" for that competition. If you participate in a competition requiring a U.S. Dollar entry fee ("Cash Competition"), you are a "Cash Player." To have a positive account balance for Cash Competition entry fees, you must provide and maintain current, correct information, including full name, permanent residential address, phone number, and credit card or other payment information. Participating in Cash Competitions may require a positive account balance as determined by us or our developer partners. By submitting this information, you consent to us and our developer partners sharing your personal and payment information confidentially with third-party service providers for identity verification, transaction risk assessment, and other purposes detailed in our Privacy Policy.

d. Bonus Funds

If you are a Cash Player, you may receive bonus funds and/or credits ("Bonus Funds"), which can be used to enter Cash Competitions but not withdrawn or used for other services. For every $0.10 spent on a Cash Competition entry fee, $0.01 of Bonus Funds will be applied. If Bonus Funds are your only available currency, additional Bonus Funds will be used. When you win a Cash Competition, the Bonus Funds used for the entry fee will be returned, and winnings above the entry fee will be paid in U.S. Dollars. If you request a withdrawal, you forfeit all Bonus Funds. If you do not enter a Cash Competition within 60 consecutive days, all Bonus Funds in your account will be forfeited.

e. Withdrawals

As a Cash Player, you may request a withdrawal from your available account balance at any time, except for Digital Assets and Bonus Funds. Withdrawals are processed by check or refund to the original payment method and may take up to 90 days. As an agent for our developer partners, we may freeze your account or delay a withdrawal during an investigation of reported or suspected abuse, eligibility verification, or to comply with laws. A check processing fee may apply to withdrawals.

f. Refund Policy

No refunds will be provided unless required by law.

g. Winnings Verification

If eligible to receive Winnings, we may ask you to prove your eligibility to participate in the competition under these Terms at the time of participation. Failure to provide satisfactory proof will result in forfeiture of Winnings. If you receive a payment in error, we may reverse it or request its return, and you must cooperate with us. We may reduce your payment without notice to adjust for previous overpayments.

h. Credit Card/PayPal Use

When paying with a credit card, you represent that you are the authorized user. You must promptly notify us of changes to credit card details (e.g., account number, expiration date, billing address) or if the card expires or is canceled. We are not liable for losses from unauthorized use of your credit card or other payment methods (e.g., PayPal) related to our services. Any attempt to defraud using payment methods, regardless of outcome, or failure to pay legitimate charges will result in immediate account termination, forfeiture of winnings, and possible civil litigation and/or criminal prosecution.

5. Intellectual Property

a. DMCA Copyright Infringement Notice

Under the Digital Millennium Copyright Act (DMCA), copyright owners who believe their rights have been infringed online may take steps to protect their rights. If you believe your copyrighted work has been copied without authorization and is available in our services in a way that may constitute copyright infringement, you may send a notice to the designated agent below. For the notice to be effective, it must include:

A physical or electronic signature of a person authorized to act on behalf of the intellectual property owner.

A description of the copyrighted work claimed to be infringed.

A description of where the infringing material is located in the game.

Sufficient contact information (address, phone number, email, if available) for us to reach you.

A statement that you have a good-faith belief that the use is unauthorized.

A statement that the information in the notification is accurate, and you are authorized to act on behalf of the rights owner, under penalty of perjury.

b. Your Content License

Subject to these Terms, you grant us a worldwide, perpetual, unrestricted, royalty-free license to use, copy, modify, distribute, publish, perform, transmit, and display any content you submit to us or our developer partners, whether directly or through the Website, Services, or Software ("Content"). You also waive any moral rights in the Content. Any communication or material you send to us (including data, questions, comments, or suggestions) will be treated as non-confidential and non-proprietary. We and our developer partners may use the Content for any purpose without compensation. If you use or share Content that infringes others' rights, you violate these Terms. You represent and warrant that you have all necessary rights to the Content you upload during the term of these Terms, and its use will not violate applicable laws. If your account is canceled or terminated, we may permanently delete your Content from our servers, and we have no obligation to return it.

c. Digital Assets Ownership

Some services and software allow you to create digital objects (e.g., avatars), which, along with any digital or virtual objects assigned to your account (e.g., "Z", virtual trophies, virtual goods), are "Digital Assets." You acknowledge that we own all Digital Assets as they are created through our Software and/or Services. To the extent we do not automatically own a Digital Asset, you irrevocably assign to us all rights (including copyrights, patent rights, and trademarks) perpetually. If any rights to Digital Assets cannot be assigned legally, you unconditionally:

(i) Waive enforcement of those rights against us;

(ii) Grant us an exclusive, irrevocable, perpetual, worldwide, royalty-free license to use, reproduce, and exploit the Digital Assets in products and services.

Subject to these Terms, we grant you a limited license to use Digital Assets through your account for service-related purposes.

d. Intellectual Property Ownership

All content on the Website, products, services, logos, symbols, and related intellectual property (including patents, trademarks, trade secrets, and copyrights) are our sole property. We reserve all rights not expressly granted. Except as stated, no license to intellectual property rights is granted, and using our services or software does not imply the right to combine them with other information or products.

6. Indemnity and Limitation of Liability

a. Liability Exclusion

To the maximum extent permitted by law, we and our subsidiaries, affiliates, officers, employees, agents, partners, and licensors are not liable for any direct, indirect, incidental, special, consequential, or punitive damages, including personal injury, property damage, data loss, loss of use, loss of anticipated savings, wasted expenses, costs of substitute goods or services, loss of good faith, or other intangible losses arising from:

Your access to, use of, or inability to access or use the Service.

The conduct or content of third parties on the Service (e.g., advertisers, affiliate ad networks, rewards program operators, payment providers, other users).

Any content or information obtained from or reliance on the Services.

Unauthorized access, use, or alteration of materials or content, regardless of legal theory, and whether or not we knew of the potential for such damages.

b. Jurisdictional Limitations

In some jurisdictions, law may not allow limitation or exclusion of certain liabilities, so the above limitations may not fully apply to you. These limitations are to the maximum extent permitted by applicable law. Nothing overrides your rights as a consumer under mandatory laws. Our aggregate liability and that of our affiliates is limited to the total amount specified by law.

c. Technical Issues Disclaimer

We are not liable for damages caused by viruses, bugs, computer system failures, or network issues related to your access or use of the Services. We cannot guarantee continuous, uninterrupted, or secure access to the Services.

d. Third-Party Content Disclaimer

We are not liable for any damages, claims, liabilities, or expenses related to third-party-provided content, products, or services.

e. Waiver of Claims Against Us

You waive and release us and our related parties from liability for the acts or omissions of third parties in connection with your use of the Services.

f. Indemnification Obligation

You agree to indemnify and hold us harmless from any third-party claims or demands (including attorneys' fees) arising from your use of the Services, violation of these Terms, or violation of laws or third-party rights. These Terms do not exclude or limit your liability for compensation as required by law.

7. User Obligations

a. Content Compliance

You are responsible for ensuring your User Content complies with all applicable laws. Do not submit defamatory, inaccurate, abusive, obscene, profane, offensive, threatening, harassing, racially discriminatory, illegal material, or content that infringes others' rights.

b. Accurate Information

Do not provide inaccurate, misleading, or false information to us or other users. If information you provided becomes inaccurate, notify us promptly.

c. Content Removal Discretion

We may, at our discretion, remove any User Content without notice, but we are not obligated to do so. We are not responsible for user conduct or submitted content. We do not monitor for inappropriate content, and your use of the service is at your own risk.

d. Content License Grant

You grant us a non-revocable, sub-licensable, transferable, worldwide, royalty-free license to use, modify, and incorporate your User Content into other works in any form or media.

e. Name and Likeness Use

You give us the unconditional right to use your name, likeness, and other information in User Content without liability to you. You waive any attribution and moral rights to User Content, except where prohibited by law.

f. User Content Risk

You acknowledge that all User Content, whether publicly posted or privately transmitted, is at your own risk. We are not responsible for backing up or retaining User Content.

g. Prohibited Content

Prohibited User Content on the Service includes, but is not limited to:

Content promoting racism, bigotry, hatred, or physical harm.

Harassing content.

Sexual or offensive content.

Content promoting terrorism or religious hatred.

Content promoting illegal, abusive, threatening, obscene, or defamatory activities.

Unauthorized commercial content.

Content promoting competitors' services.

8. Miscellaneous Provisions

Governing Law

This Agreement is governed by and construed in accordance with the laws of the State of Nevada, U.S., without regard to conflict-of-law principles that might apply laws of another jurisdiction.

Dispute Resolution and Arbitration

Mandatory Arbitration: Any dispute arising from or related to this Agreement must be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.

Arbitration Venue and Rules: Arbitration will occur in the U.S., in English, before a single arbitrator selected per AAA rules.

Waiver of Class Actions: All disputes are resolved individually; neither party may bring a class, collective, or representative action.

Final Decision: The arbitrator's decision is final and binding, with judgment 可 entered in any court with jurisdiction.

Entire Agreement

These Terms constitute the complete agreement between you and us, superseding all prior communications or proposals related to your use of our services, except in cases of fraud.

Intellectual Property Ownership

Using the Game does not grant you any ownership rights over its intellectual property, including game titles, code, software, "look and feel," sounds, music, audiovisual effects, concepts, layouts, text, data, accounts, themes, in-game objects, characters, names, biographies, stories, dialogues, locations, artwork, animation, images, graphics, files, game histories, records, and chat room records. All such rights are owned by us or third-party providers.

Taxes

You are solely responsible for any taxes applicable to Prizes received from participation.

Force Majeure

We are not liable for any failure or delay in fulfilling obligations under these Terms due to events beyond our reasonable control, such as natural disasters, acts of terrorism, government regulations, or other unforeseen circumstances.

Severability

If any provision of these Terms is held illegal, invalid, or unenforceable, the remaining provisions will remain in full force and effect.

Assignment

These Terms are personal to you and may not be assigned, transferred, or sub-licensed without our prior written consent. We may assign our rights and obligations to a third party without notice.

Business Transfers

In the event of a change of control, merger, acquisition, or sale of our assets, your user account and related data may be transferred to the purchaser or acquirer as part of the assets.

Waiver

Our failure to assert a breach of these Terms or exercise any right under these Terms in a particular situation does not constitute a waiver of our rights to do so in the future.